Tips for Making a Successful Auto Accident Claim
If you just figured in a car accident, you might be thinking how to settle a vehicle damage or injury claim against the erring motorist. Of course, this is natural and probably the best way to put everything behind and move on.
But first things first, even if you were not at fault for the mishap, it's important to know that you will often not be dealing directly with that other motorist directly. Instead, you will be working with their insurance company.
Thus, it's a must that you collect specific information right from the accident scene, such as the names and contact details of the other driver, his insurer, any witnesses to the incident, and any responding police officers. Certainly, it's a good idea to take pictures of the accident while you're at the scene, particularly the exact locations of the vehicles, the physical damage on each one, and their license plates.
Remember, if you want to be successful in your claim, be ready with all the pertinent information because the insurance company will surely demand as many details as they cay.
Another crucial thing to remember is that the other driver's insurance company will NOT be on your side. In fact, they will be fighting you head on and everything to make the least payout possible. Usually, they will assert that you were totally or partly responsible for the accident so you should get a reduced amount, that you haven't provided enough documentation to support your claim, or even both.
The scenario can be very frustrating, and that is why you have to ensure that you are prepared before filing a compensation claim. The more details and documentation you can give them, the more likely you will get fair compensation.
Also take note that insurance companies are not required to reach a settlement agreement with claimants. And if you demand more from them, they will probably challenge you to file a lawsuit. If your losses or damages are worth taking the case to court, by all means, do it. Otherwise, the best thing you can do is to build a strong case before the other driver's insurance company. Many people are more confident making a claim with the help of a lawyer.
Finally, if you must at all take your case to court, hiring the right lawyer can make all the difference. Insurers spend fortunes on top calibre lawyers that you will practically be helpless against, unless you've got your own legal expert fighting for your interests.
Study more here: https://www.britannica.com/topic/traffic-accident.